Seniors on fixed incomes face a unique problem. Where dothey invest their savings to get maximum return on investment with limited risk? Some of the traditional places like CDs and Treasury Notes are extremely safe, however the yields tend to be very low. Stocks and MutualFunds while offering a potential for a higher yield have a risk factor that most seniors find unacceptable.

What if you knew you absolutely positively could not loose, Would you invest in the stock market? Imagine if their wasa way that you could enjoy the upside potential of the with absolutely no downside Risk, would you be Interested?

Equity Indexed Annuities may be the Solution you are looking for. Many insurance companies are now offering Equity Indexed Annuities. These annuities allow you to mirror the gains of popular indices like the S&P 500 or the Dow Jones Industrial Average while not loosing any of your investment capital.

In simple terms if the goes up your Annuity also goes up but if the goes down your Annuity does not loose any value. An Equity Indexed Annuityis not an Investment in stocks or Mutual funds instead it is a way the Insurance allow your Investments to mirror the gains of the with no downside risk.

Many Popular Equity Indexed Annuities are set up using amonthly tracking Method. Once a Month the insurance company will look at the index to determine the gain or loss. If the index goes up 2% then they put a plus 2 on your scorecard. If the index goes down 4% then they put a -4 on your score card. At the end of the year the Insurance company totals your scorecard

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